Investments Allocation Based on Age
This calculator shows you how much of your investment should be allocated to Real Estate based on how old you are. It uses your age to figure out the best mix for your investments, making sure you have the right balance between growing your money and keeping it safe as you get older.
 Age |  Stocks |  Bonds |  Real Estate |  Cash |
|---|---|---|---|---|
| 18-20 | 60% | 10% | 20% | 10% |
| 21-23 | 58% | 12% | 22% | 8% |
| 24-26 | 56% | 14% | 24% | 6% |
| 27-29 | 54% | 16% | 26% | 4% |
| 30-32 | 52% | 18% | 28% | 2% |
| 33-35 | 49% | 19% | 30% | 2% |
| 36-38 | 46% | 20% | 32% | 2% |
| 39-41 | 43% | 21% | 34% | 2% |
| 42-44 | 40% | 22% | 36% | 2% |
| 45-47 | 37% | 23% | 38% | 2% |
| 48-50 | 34% | 24% | 40% | 2% |
| 51-53 | 31% | 25% | 42% | 2% |
| 54-56 | 28% | 26% | 44% | 2% |
| 57-59 | 25% | 27% | 46% | 2% |
| 60-62 | 23% | 28% | 47% | 2% |
| 63-65 | 20% | 30% | 48% | 2% |
| 66-68 | 18% | 32% | 48% | 2% |
| 69-71 | 16% | 34% | 48% | 2% |
| 72-74 | 14% | 36% | 48% | 2% |
| 75+ | 12% | 38% | 48% | 2% |
Real Estate Retirement Calculator
Our retirement calculator estimates your future savings based on your current age, retirement goal, existing savings, and expected annual investment return. It’s a quick way to see if you’re on track for the retirement you envision.
Disclaimer: This investment allocation calculator and retirement estimator are provided for informational purposes only and do not constitute financial, investment, or professional advice. The tools are designed to offer general guidance based on user-inputted data, including age and current financial standing, to suggest potential investment allocation and retirement savings outcomes. Investors are advised that all investment carries risk, and past performance is not indicative of future results. The suggested allocation to real estate, stocks, bonds, and cash is based on generic models and may not be suitable for all investors. Individual risk tolerance, financial situation, and investment objectives should be considered before making any investment decisions. Smartland does not guarantee the accuracy of the calculators or their applicability to your circumstances. These tools do not account for all possible scenarios or personal factors that may impact investment choices and retirement savings. We recommend consulting with a qualified financial advisor to develop a personalized investment strategy. The information provided does not take into account any specific objectives, financial situation, or particular needs of any individual. Users should not rely solely on this tool for making investment decisions. Smartland, its affiliates, and their respective officers, directors, employees, or agents will not be liable for any losses, damages, or costs that may result from the use of or reliance on this calculator and estimator. By using this calculator and estimator, you acknowledge and agree to the terms of this disclaimer.
